Insurance Information
Your satisfaction is our priority, we want you to be fully protected!
At 2 Cheap Cars, our customer’s satisfaction is our priority. We worked hard to look for the best partner in the insurance market to ensure that you have the best protection with your new car. Quest Insurance is there for you when you need it. Having the right types of insurance at the right time can often provide financial relief from an otherwise stressful situation. For a full list of benefits, terms, and conditions, please refer to the policy documents. We recommend you seek independent financial advice on whether insurance products are relevant to your situation.
How do I make a claim?
For details regarding how to make a claim, please refer to the policy documents below or alternatively contact Quest Insurance directly on 0800 800 783
What is Mechanical Breakdown Insurance?
While standard vehicle insurance might cover theft and damage from accidents, Mechanical Breakdown Insurance covers mechanical or electrical repair costs of the vehicle which are caused by normal use, but not involved with an accident. As we all know, the mechanical repair cost of a vehicle is not cheap, Mechanical Breakdown Insurance provides peace-of-mind that you're covered for those unexpected mechanical repairs.
We stand behind every vehicle we sell and know you have purchased a quality vehicle. For extra peace-of-mind, we offer Quest Mechanical Breakdown Insurance. Quest Insurance provides market-leading mechanical breakdown insurances for your motor vehicle, protecting your car and your wallet from the unexpected repair bills. You never know when you might need this cover, but when you do, Quest Insurance is there.
We thoroughly researched the market before deciding to use Quest Insurance for our customers mechanical and electrical breakdown needs. We write over 800 insurance policies a month with them too, so their service towards our customers is second to none.
If you have any questions, feel free to contact one of our Finance & Insurance Consultants. Alternatively, contact Quest Insurance on 0800 783 781, or email enquiries@questinsurance.co.nz for assistance.
Quest Mechanical Breakdown Insurance Policy (PDF)
Quest Hybrid and Electric Vehicle Insurance Policy (PDF)
Advantages of Quest MBI Cover
Peace-of-mind motoring knowing you're covered for most repairs (depending on your policy)
24-hour, 7-day AA Roadside Assistance is included (Flat Tyre, Damaged Wheel, Flat Battery, Locked Out, Lost Keys, Out-of-Fuel, Breakdown Towing)
If the car breaks down whilst travelling, your travel and accommodation costs may be covered (Term and Conditions apply)
Protect your savings in the event of an unforeseen vehicle failure
You simply can't predict the future, although you can prepare for it. Credit Contract Indemnity Insurance covers you for the loan repayment obligations in the event of unplanned disruption to your income and ability to pay.
What are the Customer Benefits of Credit Contract Indemnity Insurance?
Life and Terminal Illness Cover
The balance of your Credit Contract will be paid in the event of your death or terminal illness (net of any arrears)
Disablement Cover
Credit Contract instalments will be paid whilst you are unable to work due to accident or illness
Redundancy and Bankruptcy Cover
Credit Contract instalments will be paid for up to 180-days if you have been made redundant or bankrupt
Hospitalization Cover
We will pay up to $500-per-day for your out-of-pocket hospital expenses
Suspension Cover
Credit Contract instalments will be paid for up to 180-days while you are suspended during legal strike action
Business Interruption

Credit Contract instalments will be paid for up to 180-days while your business is interrupted due to total loss, prevention of access or loss of essential services
Quest Credit Contract Indemnity Insurance Policy (PDF)
If you have any questions, feel free to contact one of our Finance & Insurance Consultants. Alternatively, contact Quest Insurance on 0800 783 781, or email enquiries@questinsurance.co.nz.
GAP is designed to provide cover for the shortfall between what an insurance company may pay out on your vehicle, and what you actually owe on your loan.
When purchasing a new vehicle and committing yourself to loan repayments over an extended term, it’s wise to protect yourself against the unfortunate event of your vehicle being written-off as a total loss and the shortfall that can occur between the amount outstanding on your finance contract and the insurance payout you receive.
Here we offer Quest Guaranteed Asset Protection Insurance to cover the shortfall between the amount still owing to the finance company and your comprehensive motor vehicle insurance pay-out, up to an elected amount. Additional benefits may also be payable, which are designed to help reimburse you for associated incidental costs.
Additional Benefits of Quest Guaranteed Asset Protection Insurance:
On-road Costs
Delivery charges and registration in relation to the purchase of your replacement vehicle
Premium Cover
The Comprehensive Motor Vehicle Insurance premium will be paid in relation to your replacement vehicle
Excess Cover
The Comprehensive Motor Vehicle Insurance excess in relation to the "total loss" vehicle will be paid
Quest Guaranteed Asset Protection Insurance Policy (PDF)
If you have any questions, feel free to contact one of our Finance & Insurance Consultants. Alternatively, contact Quest Insurance on 0800 783 781, or email enquiries@questinsurance.co.nz for assistance.
It’s very important to have insurance cover before you drive away your new car. We can arrange Quest Comprehensive Vehicle Insurance(CVI) on your behalf so your new vehicle is completely covered if the worst should happen.
What’s Covered?
If you've damaged your vehicle (or someone elses) through fire, accident or theft, Comprehensive Vehicle Insurance can help you replace or restore vehicles to their former glory.
- Damage to your own vehicle
- Damage to other vehicles
- Fire and Theft
- Legal Liability
Additional Benefits of Quest Comprehensive Vehicle Insurance
As one of the best vehicle insurance specialists in the market, Quest Insurance has an experienced claims team who make the process as fast and easy as possible for you.
- Optional 24/7 Roadside Assistance: Flat Tyre, Damaged Wheel, Flat Battery, Locked Out, Lost Keys, Out-of-Fuel, Breakdown Towing
- Windscreen Cover: Damage to the windscreen or window glass (including sunroofs) will be covered with NO excess to pay
- No Claims Bonus protection: You are entitled to make ONE claim in each policy period without affecting your NCB status
- Easy Payment Terms: Weekly, Fortnightly, Monthly or Annually.
Quest Comprehensive Vehicle Insurance Policy (PDF)
If you have any questions, feel free to contact one of our Finance & Insurance Consultants. Alternatively, contact Quest Insurance on 0800 783 781, or enquiries@questinsurance.co.nz for assistance.
